Senior Underwriter - Enterprise

Job Description

Vouch has employees located across the U.S., with offices in San Francisco, Chicago, and New York City. This role can be based anywhere in the U.S. as long as you can work our Vouch core collaboration hours (8:30 am-2:30 pm Pacific Time) when most internal meetings are held.
Role Responsibilities: 
Vouch is actively seeking a dynamic, driven, and detail-oriented Underwriter with expertise in Cyber and professional and/or management liability lines. In this important role, your key responsibilities will include working closely with a Portfolio Underwriting Manager, our insureds, and sales teams to underwrite accounts within one or more of our innovation economy verticals according to Vouch’s guidelines and underwriting strategy.
A key part of your role will be to seek opportunities to provide creative insurance solutions to our clients and work with Portfolio Underwriting Managers to drive improvements in underwriting efficiency and effectiveness.
Job Duties: 

Underwrite a diverse product portfolio in a given innovation economy vertical to deliver target New Business, Renewal Retention, and Loss Ratio goals adhering to Vouch’s underwriting strategy and guidelines
Refer accounts outside authority to the Portfolio Underwriter with actionable proposals
Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes. Clearly document underwriting decisions with rationale in the underwriting file
Collaborate closely with the sales team on individual deals to ensure the best possible outcomes to drive proprietary product adoption and cross-sell and creative solutions to attract new clients and retain existing customers
Deliver actionable underwriting decision-making and process improvement proposals
Collaborate with Portfolio Underwriters and other team members to deliver key inputs into guidelines and underwriting, coverage, and pricing strategies
Deliver and drive special underwriting projects

About You:

5-10 years of experience in underwriting within Cyber, Management and/or Professional Liability, with a strong commitment to driving growth and profitability through disciplined underwriting practices
Understanding of key P&C lines of insurance and desire to learn new lines
Ability to demonstrate a relentless commitment to GWP Growth and Loss Ratio performance through diligent underwriting and customer support
Extreme attention to detail and service orientation
Insatiably curious and strong desire to make the most effective and efficient  underwriting decisions carefully balancing all key considerations
Proven ability to clearly articulate underwriting decisions and thought process
Relentless commitment to process improvement
Ability to prioritize and manage multiple tasks in a fast-paced environment
Strong organizational and time-management skills
A team player with excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders

Nice To Have:

Exposure to and passion for early-stage startups and/or high-growth environments

Vouch provides several benefits to help you bring your best self to work:

Competitive compensation and equity packages
⚕️ Health, dental, and vision insurance
Parental leave
Flexible vacation time (Unlimited PTO)
Wellness allowance ($80/month)
Technology allowance ($100/month)
Professional Development ($500/Yr)
Home office setup (One-time $500)
L&D: Partnerships with Ethena, Hone, and monthly Lunch & Learns
️‍ ♀️ Employee Groups: Vouch supports various employee groups to foster an inclusive, equitable workplace and create affirming, empowering, employee-centered spaces for conversation, community, and support. These groups include Pride @ Vouch, Women @ Vouch, Black @ Vouch, Virtual Connections, Pop Culture, Pets of Vouch, Skincare, Astrology, Plants, etc.
Wellbeing: Voucher’s have access to many wellbeing perks, including Calm, Peloton, Headspace, Fetch, OneMedical, SoFi, etc.
Annual performance reviews with quarterly check-ins: Vouch conducts quarterly review discussions with all team members, offering goal setting and check-ins, development discussions, and promotion opportunities.

What to expect in the interview process:

30-minute phone call with our recruiting team
30-45 minute Zoom interview with the hiring manager
Case study/technical screen
Meet the team! 30-45 min 1:1 Zoom meetings with 3-4 team members you’d work closely with in the role

Salary Range:
The pay range for this role is: $120,000 to $180,000 per year. These bands are based on relevant experience. These roles will have a guaranteed base salary and be eligible for a discretionary annual bonus.
Our salary ranges are based on paying competitively for our size and industry and are part of our total compensation package, which also includes benefits and other perks. We also include stock options in all compensation packages and believe all Vouch employees should have the opportunity to become owners in the company. Individual pay decisions are based on a number of factors, including qualifications for the role, experience level, skill set, location, and business need. The base pay range provided is subject to change and may be modified in the future.
Vouch believes in putting our people first, and building a diverse team is at the front of everything we do. We welcome people from different backgrounds, experiences, perspectives, and ranges of abilities. We are an equal-opportunity employer and celebrate the diversity of our growing team.